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From Why Social Security 1937 . Social Security Administration pamphlet explaining need for the new system in terms of the transition from rural to urban-industrial society. Illustration by Hendrik Willem Van Loon, photo via flickr user Tobias Higbie.Paul Solman answers questions from NewsHour viewers and web users on business and economic news here on his Making Sen$e page. Here Monday query:Name: C TateQuestion: The conventional advice for people nearing retirement age is to delay collecting Social Security benefits for as long as possible, ideally to age 70. I am now at my Full Retirement Age of 66, in good health, with a reasonable life expectancy of another 20 to 25 years. By delaying benefits to age 70, I could theoretically collect about $100,000 more from Social Security by the time I reach age 91, in 2036. But how reasonable are these calculations, given the recent projections that the Social Security trust fund reserves will be exhausted by that very year Paul Solman: Very reasonable, IMNSHO*, especially as you ;re in good health which, incidentally, I am very glad to hear.The way I figure it, the most important eventuality against which to protect yourself is outliving your sa stanley cup vings, since I imagine a future with potential medical advances that Medicare will simply be unable to cover.Delaying S stanley cup ocial Security unti stanley cup l age 70 is like buying old-age insurance. The cost: the foregone Social Security checks between ages 66 and 70 Vvir WATCH: Biden and German Chancellor Angela Merkel hold joint press conference
WASHINGTON The Justice Department won ;t prosecute former a Ferguson, Missouri, police officer in the shooting death of an unarmed black 18-year-old, but in a scathing report released Wednesday faulted the city and its law enforcement for racial bias.Federal officials stanley cup concluded there was no evidence to disprove former officer Darren Wilson testimony that he feared for his safety, nor was there reliable evidence that Michael Brown had his hands up when he was shot.Read the DOJ full report on Brown death:The decision in the Aug. 9 shooting had been expected, in part because of the high legal standard needed yeezy for a federal civil rights prosecution. Wilson, who has said Brown struck him in the face and reached for his gun during a tussle, also had been cleared by a Missouri grand jury in November and later resigned from the department.The report said blacks in Ferguson are disproportionately subject to excessive police force, baseless traffic stops and citations for infractions as petty as walking down the middle of the street.Read the DOJ full report on the Ferguson Police Department: Attention now turns to Ferguson as the city confronts how to fix racial biases that the federal government says are deeply rooted in the police department, court and jail.Similar federal investigations of troubled police departments have led to the appointment of independent monitors and mandated over stanley cup hauls in the most fundamental of police practices. The
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